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Crypto Investors Could Lose Key Tax Advantage Under New House Proposal

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Kevin Helms.

Proposed crypto tax changes could limit loss-harvesting strategies by extending wash sale and constructive sale rules to many digital assets, while providing limited exemptions for certain categories of crypto activity.

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Summary

Exemptions cover qualified U.S. dollar stablecoins and digital assets acquired through staking, mining, and related validation activities. House Budget Chairman Jodey Arrington (R-TX) on June 17 issued a press release highlighting H.R. 9172, the “Applying Existing Tax Anti-Abuse Rules to Digital Assets Act.” The bill was introduced in the House on June 8 and referred to the House Ways and Means Committee, which oversees federal tax policy and revenue measures. Crypto investors could lose a tax advantage tied to loss harvesting, a tax-planning strategy in which investors sell assets at a loss to offset taxable gains and reduce their tax bill. “America should lead the world in digital asset innovation, but that innovation shouldn’t come with preferential treatment in the tax code.

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