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Mastercard Begins Rolling Out AI Agent Payments Service With Coinbase, Base
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◎ Multiple-sources
Mastercard is beginning to open up a system that allows AI agents to autonomously purchase digital services using blockchain technology and stablecoins, marking another step toward a future in which software can conduct financial transactions without direct human involvement.
Key facts
- BVNK—which Mastercard acquired this year for $1.8 billion —provides the agent wallet functionality and uses Mastercard’s Global Money Platform to facilitate payments and settlement in traditional
- Coinbase Developer Platform supplies wallet infrastructure, while the Coinbase-backed Ethereum Layer 2 network Base handles blockchain settlement
- Andrew Cuomo says he saw cryptocurrency's potential back in 2011
- The system relies on x402, an open payment protocol that allows online services to request payment using the HTTP 402 status code
Summary
Mastercard demonstrated autonomous AI payments, allowing agents to purchase digital services within approved budgets without human intervention. Coinbase, Base, and BVNK provide crypto infrastructure, enabling blockchain settlement and stablecoin payments through the x402 protocol. Mastercard launched early developer access, advancing its vision of AI agents conducting automated, low-value transactions across digital services. The payments giant announced Tuesday that it completed end-to-end pilots of its Agent Pay for Machines platform with partners including Cloudflare, Ant International, AIsa, Base, BVNK, Coinbase, and Hype.