Agentic AI · AI Agent · Nation Thailand
Thai financial institutions warned of above-average AI fraud risks
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Thai financial institutions may face higher-than-average risks from AI-driven fraud as artificial intelligence reshapes financial crime and makes scams faster, more automated and harder to detect, according to a new survey by BioCatch.
Key facts
- The survey found that 84% of banking executives worldwide view AI agents as a major vulnerability that could be exploited by financial criminals over the next 12 months.
- One in five reported annual fraud losses of more than US$25 million, while 5% said losses exceeded US$50 million.
- A further 49% of Thai respondents said their organisations lost more than US$10 million a year to fraud, underlining the scale of the financial threat now facing the country’s banking sector.
- The share of organisations reporting an increase in fraud attempts climbed from 71% in 2025 to 81% in 2026
- At the same time, the proportion reporting higher fraud losses from the previous year rose from 59% to 76%.
- Nearly half of global respondents said their organisations lost more than US$10 million a year to fraud
Summary
The survey found that 84% of banking executives worldwide view AI agents as a major vulnerability that could be exploited by financial criminals over the next 12 months.
BioCatch surveyed 1,440 executives responsible for fraud management, anti-money laundering, risk management and governance across 25 countries. In Thailand, the survey covered 80 senior banking executives and specialists, all of whom identified AI agents as the top risk the financial industry needs to monitor over the coming year.